logo
  • News
    • Northside Community Meetings
    • Community Calendar
    • Elected Officials
    • Features
    • Local Business
    • Pittsburgh Police Blotter
    • Public Safety
    • Sports
  • Arts + Culture
  • Real Estate
  • Classifieds
  • Marketplace
  • Subscribe
  • Advertise
    • News
      • Northside Community Meetings
      • Community Calendar
      • Elected Officials
      • Features
      • Local Business
      • Pittsburgh Police Blotter
      • Public Safety
      • Sports
    • Arts + Culture
    • Real Estate
    • Classifieds
    • Marketplace
    • Subscribe
    • Advertise
Ask An Attorney
Photo by JD‘S via pexels.com
Local Business, News, Sponsored Content
March 16, 2023
Ask An Attorney

This month’s article will focus on insurance, namely car insurance. Car insurance is a necessary evil as it allows us to compensate others for injuries that we cause as well as to collect money should we be injured in a car accident. Like other purchases, consumers of car insurance always try to get the best deal. It is important to understand the decisions that you make when purchasing insurance can have a large impact on your life should you be injured in an accident.

The Pennsylvania Motor Vehicle Financial Responsibility Law governs the area of car insurance in Pennsylvania. One of the most important decisions that a car owner makes when purchasing insurance is called the “Full Tort Election.” In the full tort election, a consumer can choose to pay slightly more money to have full tort coverage. Full tort coverage allows an injured party to recover damages for pain and suffering without having to prove that they are seriously injured. A serious injury in Pennsylvania is determined by a variety of factors, but essentially, a serious injury will involve some sort of ongoing physical problems related to the injury sustained in the accident. This type of injury can be difficult to prove. If a consumer does not have full tort coverage, then the consumer may be barred from seeking pain and suffering. This can dramatically affect the value of a case, or even if an attorney will take your case at all. In short, it would be wise to pay a little extra to the insurance company to allow yourself to be adequately compensated if you are injured.

If you have any other questions about the full tort elections, or about accident law in general, please feel free to give my office a call.

Donate today to help support the Northside community newspaper's mission to provide hyperlocal coverage for our neighborhoods, neighbors, and their future.

Related Posts
e-Edition
Northside Neighborhoods
Northside Guides
FORMS + SUBMISSIONS
Events Letters to the Editor News Tips
POLL
MOST READ
PREVIEW: Understanding the Mexican War Street Historic District Expansion
Editor Picks, Features...
PREVIEW: Understanding the Mexican War Street Historic District Expansion
March 24, 2023
By Sean P. Ray | Managing Editor In June of 2020, just as the COVID-19 pandemic was still in its initial stages, the city’s Mexican War Streets Histor...
this is a test
New bill would make priority list for use of city sports facilities
Elected Officials, News...
New bill would make priority list for use of city sports facilities
March 22, 2023
District 1 News: Councilman Wilson Hello everyone, In this month’s column, I wanted to share some work that my office recently completed, in partnersh...
this is a test
Real Estate Transfers March 12 to March 18
News, Real Estate...
Real Estate Transfers March 12 to March 18
March 21, 2023
Allegheny City Central Martha Hyman to JMT Investments LLC at 1327 Reddour St. for $105,000. PinRe Holdings L.P. to TMSAZ 1510 LLC at 1510 Monterey St...
this is a test
Real Estate Transfers March 5 to March 11
Features, News...
Real Estate Transfers March 5 to March 11
March 20, 2023
Allegheny City Central North Side Assoc. to Neuman Investing LLC at 215 Alpine Ave. for $195,000. East Deutschtown Quadvestors LLC to Richard Ryan II ...
this is a test
Real Estate Transfers Feb. 26 to March 4
Features, News...
Real Estate Transfers Feb. 26 to March 4
March 20, 2023
Allegheny City Central Coast Properties LLC to Thomas Weinlandt and Kendall Post at 1219 Veto St. for $368,600. Brighton Heights FOF Properties LLC to...
this is a test
Neighborhood Community Development Fund
Northside Leadership Conference
Donate

The Northside Chronicle

thenorthsidechronicle.com
Phone: (412) 321-3919
Email: [email protected]

About Us

Stay tuned with us

Copyright ©2022 Northside Chronicle. All rights reserved.